A Washington State divorce will only affect your health insurance plan if you receive health insurance through your spouse. Family health insurance plans are valid for dependents only, and once a divorce is finalized, you are no longer considered a dependent of your spouse. Therefore, it is vital that you form a plan for continuing your health insurance coverage immediately after your divorce is final.
There are a number of health insurance options available to you after a divorce, though many come with significant expense:
- Sign on to your own employer's health insurance plan.
- Sign up for COBRA benefits.
- Sign up for a private individual insurance plan.
- Ask your ex to pay for your health insurance costs as part of the divorce settlement.
It is important to realize that any gap in your health insurance coverage could result in higher payments and other complications. It is also important to note that applying for COBRA benefits is a temporary solution that may last for no longer than three years.
Do you have questions about divorce and health insurance, or do you need general legal assistance with your Seattle divorce? Contact Bellevue divorce attorney Molly Kenny today.